Uber and Lyft Accident Lawyer Los Angeles

Uber and Lyft accidents are insurance maze cases. Both companies self-insure up to $1 million during active rides but structure their policies in three phases to minimize liability. Phase 1: driver's app is off, only the driver's personal insurance applies (which often denies rideshare claims). Phase 2: driver's app is on but no passenger is in the vehicle, Uber and Lyft provide contingent liability coverage. Phase 3: passenger is in the vehicle, Uber and Lyft provide $1 million in third-party liability coverage. Which phase applies determines which insurer pays and how much they pay.

David Lederer and John Nojima are former insurance defense attorneys who defended rideshare insurance claims. They know how Uber and Lyft insurers deny liability: argue the driver was not logged into the app, argue the passenger accepted the risk by using the service, argue the other vehicle was at fault, delay and dispute every claim hoping the plaintiff gives up. These defenses work when the plaintiff's attorney does not immediately secure the driver's app status data and trip records before Uber or Lyft deletes them.

We move fast. When you call Lederer & Nojima after an Uber or Lyft accident, we send immediate preservation demands to Uber, Lyft, the driver, and all insurers. We secure the driver's app status at the time of the crash, the trip records, the vehicle inspection records, and the driver's safety rating. We identify which insurance policy applies and pursue the maximum coverage available.